ScoreWhy is Muthoot Microfin Ltd ?
1
Strong Long Term Fundamental Strength with a 2.34% CAGR growth in Net Sales
2
With a growth in Net Sales of 13.83%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 4 consecutive quarters
- OPERATING PROFIT TO INTEREST(Q) Highest at 1.43 times
- NET SALES(Q) Highest at Rs 631.81 cr
- PBDIT(Q) Highest at Rs 332.10 cr.
3
Stock is technically in a Bullish range
- The technical trend has deteriorated from Bullish on 22-May-26 and has generated -1.6% returns since then
- The stocks MACD and KST technical factors are also Bullish
4
High Institutional Holdings at 26.33%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 22.89% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 38.03% in the last 1 year, much higher than market (BSE500) returns of 0.10%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Muthoot Microfin should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Muthoot Microfin for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Muthoot Microfin
43.16%
0.86
44.13%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
21
Price to Book Value
1.32
EV to EBIT
9.72
EV to EBITDA
9.39
EV to Capital Employed
1.08
EV to Sales
4.74
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
3.72%
ROE (Latest)
8.66%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend31What is working for the Company
OPERATING PROFIT TO INTEREST(Q)
Highest at 1.47 times
NET SALES(Q)
Highest at Rs 668.64 cr
PBDIT(Q)
Highest at Rs 362.24 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 54.18%
PBT LESS OI(Q)
Highest at Rs 104.63 cr.
PAT(Q)
Highest at Rs 81.34 cr.
EPS(Q)
Highest at Rs 4.85
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
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Here's what is working for Muthoot Microfin
Operating Profit to Interest - Quarterly
Highest at 1.47 times and Grown
each quarter in the last five quartersMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 104.63 cr has Grown at 111.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 49.45 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 81.34 cr has Grown at 91.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 42.57 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 668.64 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 362.24 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 54.18% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 104.63 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 81.34 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.85
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
