ScoreWhy is Aadhar Housing Finance Ltd ?
1
Strong Long Term Fundamental Strength with a 19.65% CAGR growth in Operating Profits
2
The company has declared Positive results for the last 3 consecutive quarters
- NET SALES(Q) Highest at Rs 984.56 cr
- PBDIT(Q) Highest at Rs 744.23 cr.
- DEBT-EQUITY RATIO(HY) Lowest at 2.49 times
3
Stock is technically in a Mildly Bearish range
- The technical trend has deteriorated from Mildly Bullish on 21-May-26 and has generated 1.01% returns since then
- A key technical factor - DOW has been Mildly Bearish since 21 May 2026
4
With ROE of 14.7, it has a Fair valuation with a 2.8 Price to Book Value
- Over the past year, while the stock has generated a return of 7.13%, its profits have risen by 21.6% ; the PEG ratio of the company is 0.9
5
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -10.29% over the previous quarter and currently hold 64.9% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Aadhar Hsg. Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aadhar Hsg. Fin. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Aadhar Hsg. Fin.
-13.47%
0.26
27.03%
Sensex
-11.8%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
20
Price to Book Value
2.62
EV to EBIT
12.96
EV to EBITDA
12.81
EV to Capital Employed
1.49
EV to Sales
9.76
PEG Ratio
0.86
Dividend Yield
NA
ROCE (Latest)
11.06%
ROE (Latest)
14.70%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
PAT(Latest six months)
At Rs 593.28 cr has Grown at 23.06%
NET SALES(Q)
Highest at Rs 992.89 cr
PBDIT(Q)
Highest at Rs 744.83 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 2.49 times
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Aadhar Hsg. Fin.
Net Sales - Quarterly
Highest at Rs 992.89 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 744.83 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit After Tax (PAT) - Latest six months
At Rs 593.28 cr has Grown at 23.06%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 2.49 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
