Viji Finance

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE159N01027
  • NSEID: VIJIFIN
  • BSEID: 537820
INR
11.54
0.22 (1.94%)
BSENSE

Aug 10

BSE+NSE Vol: 1.03 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Comparison
Company
Score
Quality
Valuation
Financial
Technical
Sera Investments
Alfred Herbert
Viji Finance
RSD Finance
Starteck Fin.
Shalibhadra Fin.
Last Mile Enter.
Jhaveri Credits
Team India Guar.
Shree Salasar
Vaarad Ventures
Why is Viji Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.88%
2
With a growth in Net Sales of 298.31%, the company declared Very Positive results in Mar 26
  • The company has declared positive results for the last 2 consecutive quarters
  • PBDIT(Q) Highest at Rs 2.12 cr.
  • PBT LESS OI(Q) Highest at Rs 1.96 cr.
  • PAT(Q) Highest at Rs 2.15 cr.
3
Stock is technically in a Bullish range
  • The technical trend has improved from Mildly Bullish on 11-May-26 and has generated -9.09% returns since then
  • Multiple factors for the stock are Bullish like MACD, Bollinger Band, KST and OBV
4
With ROE of 12.7, it has a Very Attractive valuation with a 2.7 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 67.38%, its profits have risen by 242% ; the PEG ratio of the company is 0
5
Reducing Promoter Confidence
  • Promoters have decreased their stake in the company by -5.34% over the previous quarter and currently hold 47.68% of the company
  • Promoters decreasing their stake may signify reduced confidence in the future of the business
stock-recommendationReal-Time Research Report
Verdict Report
How much should you hold?
  1. Overall Portfolio exposure to Viji Finance should be less than 10%
  2. Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Viji Finance for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Viji Finance
171.53%
1.02
66.16%
Sensex
-1.65%
-0.50
12.94%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
40.78%
EBIT Growth (5y)
40.22%
Net Debt to Equity (avg)
0.31
Institutional Holding
0.17%
ROE (avg)
4.01%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
11886
Industry P/E
21
Price to Book Value
10.18
EV to EBIT
64.01
EV to EBITDA
59.02
EV to Capital Employed
8.59
EV to Sales
44.84
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.32%
ROE (Latest)
17.68%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company
PAT(Q)

At Rs 1.14 cr has Grown at 445.5%

-1What is not working for the Company
NON-OPERATING INCOME(Q)

is 77.78 % of Profit Before Tax (PBT

Loading Valuation Snapshot...
Here's what is working for Viji Finance
Profit After Tax (PAT) - Quarterly
At Rs 1.14 cr has Grown at 445.5%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)

Here's what is not working for Viji Finance
Non Operating Income - Quarterly
is 77.78 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT