ScoreWhy is Unifinz Capital India Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 20.12%
2
Healthy long term growth as Net Sales has grown by an annual rate of 232.29% and Operating profit at 164.03%
3
With a growth in Operating Profit of 18.14%, the company declared Outstanding results in Dec 25
- The company has declared positive results for the last 11 consecutive quarters
- NET SALES(Q) Highest at Rs 147.50 cr
- PBDIT(Q) Highest at Rs 49.38 cr.
- PBT LESS OI(Q) Highest at Rs 38.12 cr.
4
Stock is technically in a Mildly Bearish range
- A key technical factor - Bollinger Band has been Bearish since 10 Apr 2026
5
With ROE of 63.6, it has a Fair valuation with a 3.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -22.76%, its profits have risen by 504.8% ; the PEG ratio of the company is 0
6
Majority shareholders : Non Institution
7
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.10% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -22.76% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Unifinz Capital should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Unifinz Capital for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Unifinz Capital
-11.65%
-0.22
101.42%
Sensex
-3.1%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
21
Price to Book Value
2.92
EV to EBIT
4.15
EV to EBITDA
4.12
EV to Capital Employed
1.78
EV to Sales
1.18
PEG Ratio
0.04
Dividend Yield
0.46%
ROCE (Latest)
37.76%
ROE (Latest)
53.41%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend23What is working for the Company
PAT(Latest six months)
At Rs 36.57 cr has Grown at 51.18%
NET SALES(Q)
Highest at Rs 180.21 cr
DPS(Y)
Highest at Rs 0.50
DPR(Y)
Highest at 2.54%
-8What is not working for the Company
OPERATING CF(Y)
Lowest at Rs -190.42 Cr
PAT(Q)
At Rs 17.35 cr has Fallen at -20.4% (vs previous 4Q average
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Here's what is working for Unifinz Capital
Net Sales - Quarterly
Highest at Rs 180.21 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
At Rs 180.21 cr has Grown at 40.9% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 127.89 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Dividend per Share (DPS) - Annually
Highest at Rs 0.50
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (Rs)
Dividend Payout Ratio (DPR) - Annually
Highest at 2.54%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Unifinz Capital
Profit After Tax (PAT) - Quarterly
At Rs 17.35 cr has Fallen at -20.4% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 21.79 CrMOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Cash Flow - Annually
Lowest at Rs -190.42 Cr and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (Rs Cr)
