ScoreWhy is U. Y. Fincorp Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.34%
2
Stock is technically in a Mildly Bearish range
- The stocks MACD and KST technical factors are also Bearish
3
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -0.62% over the previous quarter and collectively hold 0.06% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -17.83% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to U. Y. Fincorp should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is U. Y. Fincorp for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
U. Y. Fincorp
-21.14%
-0.34
51.95%
Sensex
-4.95%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
21
Price to Book Value
0.70
EV to EBIT
4.25
EV to EBITDA
4.12
EV to Capital Employed
0.70
EV to Sales
1.70
PEG Ratio
0.02
Dividend Yield
NA
ROCE (Latest)
16.58%
ROE (Latest)
12.41%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend37What is working for the Company
NET SALES(Q)
Highest at Rs 70.39 cr
PBDIT(Q)
Highest at Rs 24.76 cr.
PBT LESS OI(Q)
Highest at Rs 24.19 cr.
PAT(Q)
Highest at Rs 17.44 cr.
EPS(Q)
Highest at Rs 0.92
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for U. Y. Fincorp
Net Sales - Quarterly
At Rs 70.39 cr has Grown at 164.3% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 26.64 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 24.19 cr has Grown at 131.8% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 10.44 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Net Sales - Quarterly
Highest at Rs 70.39 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 24.76 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 24.19 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 17.44 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.92
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
