ScoreWhy is Sundaram Finance Ltd ?
1
Flat results in Dec 25
2
Stock is technically in a Bearish range
- The technical trend has deteriorated from Mildly Bearish on 19-May-26 and has generated -3.89% returns since then
- Multiple factors for the stock are Bearish like MACD, Bollinger Band and KST
3
With ROE of 13, it has a Expensive valuation with a 3.3 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -16.87%, its profits have risen by 27% ; the PEG ratio of the company is 0.9
4
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.10% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -16.87% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Sundaram Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Sundaram Finance for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Sundaram Finance
-0.35%
-0.49
34.39%
Sensex
-3.09%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
22
Industry P/E
21
Price to Book Value
3.40
EV to EBIT
15.41
EV to EBITDA
14.93
EV to Capital Employed
1.43
EV to Sales
11.76
PEG Ratio
1.19
Dividend Yield
0.88%
ROCE (Latest)
8.96%
ROE (Latest)
14.21%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
OPERATING CF(Y)
Highest at Rs -5,004.67 Cr
DPS(Y)
Highest at Rs 40.00
NET SALES(Q)
Highest at Rs 2,644.13 cr
PBDIT(Q)
Highest at Rs 2,064.06 cr.
PBT LESS OI(Q)
Highest at Rs 757.98 cr.
PAT(Q)
Highest at Rs 636.19 cr.
EPS(Q)
Highest at Rs 57.73
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Sundaram Finance
Operating Cash Flow - Annually
Highest at Rs -5,004.67 Cr and Grown
each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,644.13 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,064.06 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 757.98 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Dividend per Share (DPS) - Annually
Highest at Rs 40.00 and Grown
each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (Rs)
Profit After Tax (PAT) - Quarterly
Highest at Rs 636.19 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 636.19 cr has Grown at 20.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 529.15 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 57.73
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
