ScoreWhy is Spandana Sphoorty Financial Ltd ?
1
Poor long term growth as Operating profit has grown by an annual rate of -192.27%
2
Flat results in Mar 26
- PAT(Latest six months) At Rs -89.70 cr has Grown at -48.88%
- NET SALES(Q) At Rs 259.69 cr has Fallen at -11.9% (vs previous 4Q average)
- NON-OPERATING INCOME(Q) is 217.96 % of Profit Before Tax (PBT)
3
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -8.41%, its profits have risen by 32.5%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -8.41% returns in the last 1 year, the stock has also underperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Spandana Sphoort should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Spandana Sphoort for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Spandana Sphoort
1.4%
-0.20
41.71%
Sensex
-3.05%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
21
Price to Book Value
0.85
EV to EBIT
2644.71
EV to EBITDA
275.73
EV to Capital Employed
0.93
EV to Sales
4.44
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-9.58%
ROE (Latest)
-32.83%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
PBDIT(Q)
Highest at Rs 132.89 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 46.81%
PBT LESS OI(Q)
Highest at Rs -1.75 cr.
PAT(Q)
Highest at Rs 11.88 cr.
EPS(Q)
Highest at Rs 1.49
-8What is not working for the Company
PAT(9M)
At Rs -77.82 cr has Grown at -38.60%
NET SALES(Latest six months)
At Rs 543.60 cr has Grown at -24.00%
NON-OPERATING INCOME(Q)
is 109.97 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Spandana Sphoort
Profit After Tax (PAT) - Quarterly
At Rs 11.88 cr has Grown at 106.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs -174.76 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 132.89 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 46.81% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs -1.75 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 11.88 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.49
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Spandana Sphoort
Net Sales - Latest six months
At Rs 543.60 cr has Grown at -24.00%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Non Operating Income - Quarterly
is 109.97 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 19.31 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
