ScoreWhy is SG Finserve Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.72%
2
With a growth in Operating Profit of 99.6%, the company declared Outstanding results in Mar 26
- The company has declared positive results for the last 4 consecutive quarters
- NET SALES(Q) Highest at Rs 105.41 cr
- PBDIT(Q) Highest at Rs 99.07 cr.
- PBT LESS OI(Q) Highest at Rs 55.96 cr.
3
Stock is technically in a Bullish range
- The technical trend has improved from Mildly Bullish on 10-Apr-26 and has generated 26.2% returns since then
- Multiple factors for the stock are Bullish like MACD, Bollinger Band, KST and OBV
4
With ROE of 8.7, it has a Fair valuation with a 2.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 50.62%, its profits have risen by 57.6% ; the PEG ratio of the company is 0.5
5
Market Beating Performance
- The stock has generated a return of 50.62% in the last 1 year, much higher than market (BSE500) returns of 0.10%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to SG Finserve should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is SG Finserve for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
SG Finserve
73.83%
1.24
40.80%
Sensex
-2.56%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
21
Price to Book Value
3.04
EV to EBIT
18.61
EV to EBITDA
18.57
EV to Capital Employed
1.75
EV to Sales
17.25
PEG Ratio
0.34
Dividend Yield
NA
ROCE (Latest)
7.72%
ROE (Latest)
10.74%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend36What is working for the Company
NET SALES(Q)
Highest at Rs 136.11 cr
PBDIT(Q)
Highest at Rs 125.84 cr.
PBT LESS OI(Q)
Highest at Rs 71.58 cr.
PAT(Q)
Highest at Rs 53.68 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 204.11 cr
EPS(Q)
Highest at Rs 8.15
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 1.85 times
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Here's what is working for SG Finserve
Net Sales - Quarterly
At Rs 136.11 cr has Grown at 101.38%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 71.58 cr has Grown at 111.46%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 53.68 cr has Grown at 118.9%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 136.11 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 125.84 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 71.58 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 53.68 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 8.15
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 204.11 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for SG Finserve
Debt-Equity Ratio - Half Yearly
Highest at 1.85 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
