ScoreWhy is Satin Creditcare Network Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.74%
2
With a growth in Net Profit of 125.35%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 3 consecutive quarters
- PBT LESS OI(Q) Highest at Rs 209.11 cr.
- PAT(Q) Highest at Rs 162.02 cr.
- NET SALES(Q) Highest at Rs 919.50 cr
3
Stock is technically in a Bullish range
- The technical trend has improved from Mildly Bullish on 16-Apr-26 and has generated 33.17% returns since then
- Multiple factors for the stock are Bullish like MACD, Bollinger Band, KST and OBV
4
With ROE of 11.6, it has a Attractive valuation with a 0.8 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 32.36%, its profits have risen by 78.5% ; the PEG ratio of the company is 0.1
5
Majority shareholders : Non Institution
6
Market Beating Performance
- The stock has generated a return of 32.36% in the last 1 year, much higher than market (BSE500) returns of 0.10%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Satin Creditcare should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Satin Creditcare for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Satin Creditcare
59.66%
0.98
33.09%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
21
Price to Book Value
0.88
EV to EBIT
6.31
EV to EBITDA
6.20
EV to Capital Employed
0.97
EV to Sales
3.51
PEG Ratio
0.03
Dividend Yield
NA
ROCE (Latest)
14.87%
ROE (Latest)
11.60%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NET SALES(Latest six months)
At Rs 1,681.64 cr has Grown at 27.56%
PBT LESS OI(Q)
At Rs 158.59 cr has Grown at 53.1% (vs previous 4Q average
PAT(Q)
At Rs 122.67 cr has Grown at 47.7% (vs previous 4Q average
-2What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 3.84 times
Loading Valuation Snapshot...
Here's what is working for Satin Creditcare
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 158.59 cr has Grown at 53.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 103.55 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 122.67 cr has Grown at 47.7% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 83.05 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Latest six months
At Rs 1,681.64 cr has Grown at 27.56%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for Satin Creditcare
Debt-Equity Ratio - Half Yearly
Highest at 3.84 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
