ScoreWhy is Paragon Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 5.26%
- Poor long term growth as Net Sales has grown by an annual rate of -16.02% and Operating profit at -188.73%
2
Negative results in Dec 25
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 0.78 cr
- NON-OPERATING INCOME(Q) is 78.08 % of Profit Before Tax (PBT)
3
Stock is technically in a Mildly Bearish range
- The technical trend has deteriorated from on
- The stocks MACD and KST technical factors are also Bearish
4
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of -12.63%, its profits have fallen by -143%
5
Below par performance in long term as well as near term
- Along with generating -12.63% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Paragon Finance for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Paragon Finance
-12.63%
-0.16
79.86%
Sensex
-4.95%
-0.37
13.26%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
21
Price to Book Value
0.79
EV to EBIT
-19.72
EV to EBITDA
-22.87
EV to Capital Employed
0.79
EV to Sales
18.01
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-4.00%
ROE (Latest)
-3.91%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
PBDIT(Q)
Highest at Rs 0.55 cr.
PBT LESS OI(Q)
Highest at Rs 0.48 cr.
PAT(Q)
Highest at Rs 1.80 cr.
EPS(Q)
Highest at Rs 4.24
-2What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 0.78 cr
NON-OPERATING INCOME(Q)
is 78.08 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Paragon Finance
Profit After Tax (PAT) - Quarterly
At Rs 1.80 cr has Grown at 757.1% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 0.21 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 0.55 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 0.48 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 1.80 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 4.24
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Paragon Finance
Non Operating Income - Quarterly
is 78.08 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 0.78 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
