Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
47.94%
EBIT Growth (5y)
-11.19%
EBIT to Interest (avg)
-13.72
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0.01
Sales to Capital Employed (avg)
0.17
Tax Ratio
2.57%
Dividend Payout Ratio
70.85%
Pledged Shares
0
Institutional Holding
30.50%
ROCE (avg)
-6.34%
ROE (avg)
4.38%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
27
Industry P/E
35
Price to Book Value
2.04
EV to EBIT
-51.02
EV to EBITDA
-61.04
EV to Capital Employed
2.02
EV to Sales
6.30
PEG Ratio
0.12
Dividend Yield
0.81%
ROCE (Latest)
-3.97%
ROE (Latest)
7.62%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend33What is working for the Company
ROCE(HY)
Highest at 6.79%
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 534.62 cr
DEBTORS TURNOVER RATIO(HY)
Highest at 5.17 times
NET SALES(Q)
Highest at Rs 669.62 cr
PAT(Q)
Highest at Rs 90.11 cr.
-6What is not working for the Company
PBT LESS OI(Q)
Lowest at Rs 30.65 cr.
NON-OPERATING INCOME(Q)
is 63.62 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Mahindra Life
Net Sales - Quarterly
At Rs 669.62 cr has Grown at 417.2% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 129.48 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Quarterly
Highest at Rs 669.62 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 90.11 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 90.11 cr has Grown at 32.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 67.84 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 534.62 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debtors Turnover Ratio- Half Yearly
Highest at 5.17 times
in the last five half yearly periodsMOJO Watch
Company has been able to settle its Debtors faster
Debtors Turnover Ratio
Here's what is not working for Mahindra Life
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 30.65 cr has Fallen at -39.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 50.56 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 30.65 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
is 63.62 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 53.59 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
