ScoreWhy is L&T Finance Ltd ?
1
Positive results in Mar 26
- NET SALES(Q) Highest at Rs 4,771.03 cr
- PBDIT(Q) Highest at Rs 2,881.23 cr.
- PBT LESS OI(Q) Highest at Rs 1,073.85 cr.
2
Stock is technically in a Mildly Bullish range
- The stocks MACD and KST technical factors are also Bullish
3
With ROE of 10.7, it has a Fair valuation with a 2.4 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 59.52%, its profits have risen by 13.6% ; the PEG ratio of the company is 1.7
4
High Institutional Holdings at 22.53%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.54% over the previous quarter.
5
Consistent Returns over the last 3 years
- Along with generating 59.52% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to L&T Finance Ltd should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is L&T Finance Ltd for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
L&T Finance Ltd
60.95%
1.77
33.72%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
25
Industry P/E
21
Price to Book Value
2.82
EV to EBIT
15.98
EV to EBITDA
15.66
EV to Capital Employed
1.39
EV to Sales
9.59
PEG Ratio
1.23
Dividend Yield
0.86%
ROCE (Latest)
8.24%
ROE (Latest)
10.73%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NET SALES(Q)
Highest at Rs 5,212.92 cr
PBDIT(Q)
Highest at Rs 3,238.64 cr.
PBT LESS OI(Q)
Highest at Rs 1,205.89 cr.
PAT(Q)
Highest at Rs 902.47 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 62.13%
EPS(Q)
Highest at Rs 3.60
-2What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 3.94 times
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Here's what is working for L&T Finance Ltd
Net Sales - Quarterly
Highest at Rs 5,212.92 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 3,238.64 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 1,205.89 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 902.47 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 5,212.92 cr has Grown at 22.38%
Year on Year (YoY)MOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 62.13%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 1,205.89 cr has Grown at 27.85%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 902.47 cr has Grown at 28.7%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 3.60
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for L&T Finance Ltd
Debt-Equity Ratio - Half Yearly
Highest at 3.94 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
Non Operating Income - Quarterly
Highest at Rs 30.39 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
