ScoreWhy is JM Financial Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 5.26% and Operating profit at 4.71%
2
Stock is technically in a Mildly Bearish range
- The technical trend has deteriorated from Sideways on 19-May-26 and has generated 2.4% returns since then
- A key technical factor - Bollinger Band has been Bearish since 19 May 2026
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is JM Financial for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
JM Financial
-17.94%
0.22
45.88%
Sensex
-1.65%
-0.50
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
21
Price to Book Value
1.14
EV to EBIT
8.32
EV to EBITDA
8.02
EV to Capital Employed
1.09
EV to Sales
4.53
PEG Ratio
NA
Dividend Yield
2.55%
ROCE (Latest)
13.95%
ROE (Latest)
11.43%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 1.09 times
NET SALES(Q)
Highest at Rs 1,200.53 cr
-9What is not working for the Company
PBT LESS OI(Q)
At Rs 431.41 cr has Fallen at -25.96%
PAT(Q)
At Rs 291.92 cr has Fallen at -35.7%
Loading Valuation Snapshot...
Here's what is working for JM Financial
Debt-Equity Ratio - Half Yearly
Lowest at 1.09 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Net Sales - Quarterly
Highest at Rs 1,200.53 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Here's what is not working for JM Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 431.41 cr has Fallen at -25.96%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 291.92 cr has Fallen at -35.7%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
