ScoreWhy is Jio Financial Services Ltd ?
1
Flat results in Mar 26
- PAT(Q) At Rs 272.22 cr has Fallen at -31.2% (vs previous 4Q average)
- DEBT-EQUITY RATIO(HY) Highest at 0.16 times
- PBT LESS OI(Q) Lowest at Rs 337.35 cr.
2
Stock is technically in a Mildly Bearish range
- The stocks Bollinger Band and KST technical factors are also Bearish
3
With ROE of 1.1, it has a Very Expensive valuation with a 1.2 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -14.18%, its profits have fallen by -5%
4
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.10% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -14.18% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jio Financial should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jio Financial for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jio Financial
-21.09%
-0.51
27.65%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
81
Industry P/E
21
Price to Book Value
1.25
EV to EBIT
16.29
EV to EBITDA
16.12
EV to Capital Employed
2.78
EV to Sales
10.73
PEG Ratio
3.37
Dividend Yield
0.43%
ROCE (Latest)
12.02%
ROE (Latest)
1.15%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend31What is working for the Company
NET SALES(Q)
Highest at Rs 2,004.47 cr
PBDIT(Q)
Highest at Rs 1,416.44 cr.
PBT LESS OI(Q)
Highest at Rs 969.61 cr.
PAT(Q)
Highest at Rs 830.25 cr.
EPS(Q)
Highest at Rs 1.26
-1What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 0.16 times
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Here's what is working for Jio Financial
Net Sales - Quarterly
At Rs 2,004.47 cr has Grown at 128.2% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 878.32 CrMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 969.61 cr has Grown at 109.2% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 463.44 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 830.25 cr has Grown at 115.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 384.69 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 2,004.47 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 1,416.44 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 969.61 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 830.25 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.26
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Jio Financial
Debt-Equity Ratio - Half Yearly
Highest at 0.16 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
