ScoreWhy is India Home Loans Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.33%
- Poor long term growth as Net Sales has grown by an annual rate of -15.77% and Operating profit at -20.37%
2
Flat results in Jun 26
- NET SALES(Latest six months) At Rs 6.17 cr has Grown at -22.97%
- PBDIT(Q) Lowest at Rs 1.28 cr.
3
Stock is technically in a Mildly Bearish range
- The stocks MACD and KST technical factors are also Bearish
4
With ROE of 0.3, it has a Very Expensive valuation with a 1.1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -25.10%, its profits have fallen by -5%
5
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 0.64% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -25.10% returns
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is India Home Loans for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
India Home Loans
9.06%
-0.53
47.09%
Sensex
-11.8%
-0.48
13.44%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
313
Industry P/E
11
Price to Book Value
1.06
EV to EBIT
12.90
EV to EBITDA
12.46
EV to Capital Employed
1.03
EV to Sales
6.69
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.22%
ROE (Latest)
0.34%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-6What is not working for the Company
OPERATING CF(Y)
Lowest at Rs 5.93 Cr
NET SALES(Latest six months)
At Rs 6.17 cr has Grown at -22.97%
PBDIT(Q)
Lowest at Rs 1.28 cr.
Loading Valuation Snapshot...
Here's what is not working for India Home Loans
Operating Cash Flow - Annually
Lowest at Rs 5.93 Cr and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (Rs Cr)
Net Sales - Latest six months
At Rs 6.17 cr has Grown at -22.97%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 1.28 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
