ScoreWhy is India Finsec Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.66%
2
With ROE of 19.6, it has a Very Expensive valuation with a 7.1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.72%, its profits have risen by 45.5% ; the PEG ratio of the company is 0.8
3
71.1% of Promoter Shares are Pledged
- In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to India Finsec should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is India Finsec for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
India Finsec
51.22%
0.34
100.98%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
41
Industry P/E
21
Price to Book Value
8.54
EV to EBIT
9.63
EV to EBITDA
9.21
EV to Capital Employed
8.62
EV to Sales
7.08
PEG Ratio
0.99
Dividend Yield
NA
ROCE (Latest)
78.72%
ROE (Latest)
19.48%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend21What is working for the Company
NET SALES(Q)
Highest at Rs 28.55 cr
PBDIT(Q)
Highest at Rs 22.51 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 0.00 times
OPERATING PROFIT TO NET SALES(Q)
Highest at 78.84%
PBT LESS OI(Q)
Highest at Rs 8.67 cr.
PAT(Q)
Highest at Rs 4.89 cr.
EPS(Q)
Highest at Rs 1.68
-1What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 0.84 cr
Loading Valuation Snapshot...
Here's what is working for India Finsec
Net Sales - Quarterly
Highest at Rs 28.55 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 22.51 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Net Sales - Quarterly
At Rs 28.55 cr has Grown at 34.7% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 21.19 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 78.84%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 8.67 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 8.67 cr has Grown at 23.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 7.01 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 4.89 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.68
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Lowest at 0.00 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for India Finsec
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 0.84 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
