Ind Bank Housing

  • Market Cap: Micro Cap
  • Industry: Housing Finance Company
  • ISIN: INE969D01012
  • NSEID:
  • BSEID: 523465
INR
50.31
-0.86 (-1.68%)
BSENSE

Aug 10

BSE+NSE Vol: 515

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Comparison
Company
Score
Quality
Valuation
Financial
Technical
INDIA SHELTE FIN
SRG Housing
Ind Bank Housing
GIC Housing Fin
Reliance Home
Star Housing Fin
Manraj Hsg.Fin.
India Home Loans
Sahara Housing
Ruparel Food
Repco Home Fin
Why is Ind Bank Housing Ltd ?
1
With a Negative Book Value, the company has a Weak Long Term Fundamental Strength
  • Poor long term growth as Net Sales has grown by an annual rate of -8.54% and Operating profit at 0%
2
Flat results in Mar 26
  • PBDIT(Q) Lowest at Rs -0.23 cr.
  • PBT LESS OI(Q) Lowest at Rs -0.23 cr.
3
Risky - Negative EBITDA
  • The stock is trading risky as compared to its average historical valuations
  • Over the past year, while the stock has generated a return of 27.56%, its profits have risen by 21%
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Ind Bank Housing for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Ind Bank Housing
25.68%
0.54
50.91%
Sensex
-1.65%
-0.49
12.94%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
-7.97%
EBIT Growth (5y)
30.60%
Net Debt to Equity (avg)
-1.07
Institutional Holding
25.00%
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
13
Industry P/E
12
Price to Book Value
-0.42
EV to EBIT
-156.77
EV to EBITDA
-156.77
EV to Capital Employed
-24.72
EV to Sales
NA
PEG Ratio
0.01
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company
CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 14.69 cr

PAT(Q)

Highest at Rs 3.88 cr.

EPS(Q)

Highest at Rs 3.88

-3What is not working for the Company
PBDIT(Q)

Lowest at Rs -0.63 cr.

PBT LESS OI(Q)

Lowest at Rs -0.63 cr.

NON-OPERATING INCOME(Q)

is 124.61 % of Profit Before Tax (PBT

Loading Valuation Snapshot...
Here's what is working for Ind Bank Housing
Profit After Tax (PAT) - Quarterly
Highest at Rs 3.88 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 3.88
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Cash and Cash Equivalents - Half Yearly
Highest at Rs 14.69 cr
in the last six half yearly periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Ind Bank Housing
Operating Profit (PBDIT) - Quarterly
Lowest at Rs -0.63 cr.
in the last five quarters
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -0.63 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is negative

PBT less Other Income (Rs Cr)

Non Operating Income - Quarterly
is 124.61 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT