General Insuranc

  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: INE481Y01014
  • NSEID: GICRE
  • BSEID: 540755
INR
357.25
3.75 (1.06%)
BSENSE

Jun 18

BSE+NSE Vol: 58.22 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Comparison
Company
Score
Quality
Valuation
Financial
Technical
General Insuranc
New India Assura
Go Digit General
Life Insurance
SBI Life Insuran
HDFC Life Insur.
ICICI Lombard
ICICI Pru Life
Max Financial
Star Health Insu
Niva Bupa Health
Why is General Insurance Corporation of India ?
1
Strong Long Term Fundamental Strength with a 41.84% CAGR growth in Operating Profits
2
Flat results in Dec 25
3
Stock is technically in a Mildly Bullish range
  • The stocks MACD and KST technical factors are also Bullish
4
With ROE of 13.6, it has a Attractive valuation with a 0.9 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -8.45%, its profits have risen by 28.2% ; the PEG ratio of the company is 0.3
5
Majority shareholders : Promoters
stock-recommendationReal-Time Research Report
Verdict Report
How much should you hold?
  1. Overall Portfolio exposure to General Insuranc should be less than 10%
  2. Overall Portfolio exposure to Insurance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is General Insuranc for you?

Low Risk, Medium Return

Absolute
Risk Adjusted
Volatility
General Insuranc
-4.27%
-0.38
22.30%
Sensex
-4.95%
-0.49
12.94%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
1.66%
EBIT Growth (5y)
31.75%
Net Debt to Equity (avg)
0
Institutional Holding
15.60%
ROE (avg)
11.96%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
6
Industry P/E
21
Price to Book Value
0.88
EV to EBIT
3.11
EV to EBITDA
3.11
EV to Capital Employed
0.80
EV to Sales
0.63
PEG Ratio
0.21
Dividend Yield
2.83%
ROCE (Latest)
25.71%
ROE (Latest)
13.71%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
Icon
NO KEY POSITIVE TRIGGERS
-2What is not working for the Company
PBT LESS OI(Q)

At Rs 2,462.54 cr has Fallen at -17.86%

Loading Valuation Snapshot...
Here's what is not working for General Insuranc
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 2,462.54 cr has Fallen at -17.86%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (Rs Cr)

Non Operating Income - Quarterly
Highest at Rs 645.08 cr
in the last five quarters
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income