ScoreWhy is General Insurance Corporation of India ?
1
Strong Long Term Fundamental Strength with a 41.84% CAGR growth in Operating Profits
2
Flat results in Dec 25
3
Stock is technically in a Mildly Bullish range
- The stocks MACD and KST technical factors are also Bullish
4
With ROE of 13.6, it has a Attractive valuation with a 0.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.45%, its profits have risen by 28.2% ; the PEG ratio of the company is 0.3
5
Majority shareholders : Promoters
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is General Insuranc for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
General Insuranc
-17.25%
-0.38
22.30%
Sensex
-11.8%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
20
Price to Book Value
0.73
EV to EBIT
2.40
EV to EBITDA
2.40
EV to Capital Employed
0.55
EV to Sales
0.47
PEG Ratio
1.67
Dividend Yield
4.29%
ROCE (Latest)
22.98%
ROE (Latest)
11.97%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
NO KEY POSITIVE TRIGGERS
-11What is not working for the Company
PAT(Q)
At Rs 1,743.67 cr has Fallen at -31.1%
PBDIT(Q)
Lowest at Rs 2,181.08 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 15.15%
PBT LESS OI(Q)
Lowest at Rs 2,020.51 cr.
Loading Valuation Snapshot...
Here's what is not working for General Insuranc
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 2,020.51 cr has Fallen at -22.44%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 1,743.67 cr has Fallen at -31.1%
Year on Year (YoY)MOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 2,181.08 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 15.15%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs 2,020.51 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
