Why is General Insurance Corporation of India ?
1
Strong Long Term Fundamental Strength with a 41.84% CAGR growth in Operating Profits
2
Flat results in Dec 25
3
Stock is technically in a Mildly Bullish range
- The stocks MACD and KST technical factors are also Bullish
4
With ROE of 13.6, it has a Attractive valuation with a 0.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.45%, its profits have risen by 28.2% ; the PEG ratio of the company is 0.3
5
Majority shareholders : Promoters
How much should you hold?
- Overall Portfolio exposure to General Insuranc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is General Insuranc for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
General Insuranc
-4.27%
-0.38
22.30%
Sensex
-4.95%
-0.49
12.94%
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
21
Price to Book Value
0.88
EV to EBIT
3.11
EV to EBITDA
3.11
EV to Capital Employed
0.80
EV to Sales
0.63
PEG Ratio
0.21
Dividend Yield
2.83%
ROCE (Latest)
25.71%
ROE (Latest)
13.71%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Movement
0What is working for the Company
NO KEY POSITIVE TRIGGERS
-2What is not working for the Company
PBT LESS OI(Q)
At Rs 2,462.54 cr has Fallen at -17.86%
Loading Valuation Snapshot...
Here's what is not working for General Insuranc
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 2,462.54 cr has Fallen at -17.86%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
Highest at Rs 645.08 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income