Why is Credent Global Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.65%
- Poor long term growth as Net Sales has grown by an annual rate of 120.92%
2
With a growth in Net Profit of 146.7%, the company declared Outstanding results in Dec 25
- The company has declared positive results for the last 4 consecutive quarters
- NET SALES(Q) Highest at Rs 25.87 cr
- PBDIT(Q) Highest at Rs 21.93 cr.
- PBT LESS OI(Q) Highest at Rs 21.20 cr.
3
Technical trend is Sideways signifying no clear price momentum
- The technical trend has improved from Bearish on 25-May-26 and has generated 7.19% returns since then
4
With ROE of 12.6, it has a Very Attractive valuation with a 2 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 21.34%, its profits have risen by 472.1% ; the PEG ratio of the company is 0
5
Falling Participation by Institutional Investors
- Institutional investors have decreased their stake by -0.65% over the previous quarter and collectively hold 15.86% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
How much should you hold?
- Overall Portfolio exposure to Credent Global should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Credent Global for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Credent Global
24.95%
0.49
43.98%
Sensex
-4.95%
-0.49
12.94%
Valuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
21
Price to Book Value
1.33
EV to EBIT
8.58
EV to EBITDA
8.26
EV to Capital Employed
1.20
EV to Sales
6.18
PEG Ratio
0.02
Dividend Yield
NA
ROCE (Latest)
14.02%
ROE (Latest)
18.24%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
No Trend
Technical Movement
22What is working for the Company
NET SALES(Latest six months)
Higher at Rs 28.92 cr
PAT(Latest six months)
Higher at Rs 17.60 cr
-13What is not working for the Company
PAT(Q)
At Rs 0.01 cr has Fallen at -99.9% (vs previous 4Q average
DEBT-EQUITY RATIO(HY)
Highest at 0.76 times
PBDIT(Q)
Lowest at Rs -0.16 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 0.00%
PBT LESS OI(Q)
Lowest at Rs -2.14 cr.
EPS(Q)
Lowest at Rs 0.00
Loading Valuation Snapshot...
Here's what is working for Credent Global
Net Sales - Latest six months
At Rs 28.92 cr has Grown at 344.92%
Year on Year (YoY)MOJO Watch
Sales trend is very positive
Net Sales (Rs Cr)
Net Sales - Latest six months
Higher at Rs 28.92 cr
than preceding 12 month period ended Mar 2026 of Rs 21.17 crMOJO Watch
In the half year the company has already crossed sales of the previous twelve months
Net Sales (Rs Cr)
Here's what is not working for Credent Global
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs -2.14 cr has Fallen at -128.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 7.62 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 0.01 cr has Fallen at -99.9% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 7.08 CrMOJO Watch
Near term PAT trend is very negative
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Lowest at Rs -0.16 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 0.00%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at Rs -2.14 cr.
in the last five quartersMOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs 0.00
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Highest at 0.76 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio