ScoreWhy is Bajaj Finserv Ltd ?
1
Flat results in Mar 26
- DEBT-EQUITY RATIO(HY) Highest at 5.52 times
2
Stock is technically in a Mildly Bearish range
- A key technical factor - KST has been Bearish since 19 May 2026
3
Below par performance in long term as well as near term
- Along with generating -11.39% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bajaj Finserv should be less than 10%
- Overall Portfolio exposure to Holding Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Holding Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Finserv for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bajaj Finserv
5.51%
-0.50
23.00%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
31
Industry P/E
21
Price to Book Value
4.16
EV to EBIT
12.65
EV to EBITDA
12.36
EV to Capital Employed
1.50
EV to Sales
4.67
PEG Ratio
3.36
Dividend Yield
0.07%
ROCE (Latest)
11.31%
ROE (Latest)
12.94%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 17,618.04 cr
NET SALES(Q)
Highest at Rs 42,036.90 cr
PBDIT(Q)
Highest at Rs 17,140.61 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 40.78%
PBT LESS OI(Q)
Highest at Rs 8,932.19 cr.
PAT(Q)
Highest at Rs 3,132.35 cr.
EPS(Q)
Highest at Rs 19.59
-2What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 5.52 times
Loading Valuation Snapshot...
Here's what is working for Bajaj Finserv
Net Sales - Quarterly
Highest at Rs 42,036.90 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 17,140.61 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 40.78%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 8,932.19 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 8,932.19 cr has Grown at 24.21%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 3,132.35 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 19.59
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 17,618.04 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Bajaj Finserv
Debt-Equity Ratio - Half Yearly
Highest at 5.52 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
