ScoreWhy is Bajaj Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.03%
- Healthy long term growth as Operating profit has grown by an annual rate of 28.86%
2
Positive results in Mar 26
- NET SALES(Q) Highest at Rs 21,605.79 cr
- CASH AND CASH EQUIVALENTS(HY) Highest at Rs 15,755.32 cr
- PBDIT(Q) Highest at Rs 15,052.72 cr.
3
Stock is technically in a Mildly Bearish range
- Multiple factors for the stock are Mildly Bearish like MACD, Bollinger Band, KST, DOW and OBV
4
With ROE of 16.9, it has a Expensive valuation with a 5 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 1.95%, its profits have risen by 15.5% ; the PEG ratio of the company is 2
5
High Institutional Holdings at 36.51%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
With its market cap of Rs 6,34,755 cr, it is the biggest company in the sector and constitutes 11.88% of the entire sector
- Its annual Sales of Rs 82,322.06 are 3.27% of the industry
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bajaj Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Finance for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bajaj Finance
25.72%
0.07
29.73%
Sensex
-1.65%
-0.49
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
33
Industry P/E
21
Price to Book Value
6.02
EV to EBIT
19.23
EV to EBITDA
18.88
EV to Capital Employed
2.07
EV to Sales
12.87
PEG Ratio
1.92
Dividend Yield
0.54%
ROCE (Latest)
10.26%
ROE (Latest)
16.86%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET SALES(Q)
Highest at Rs 23,165.45 cr
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 15,755.32 cr
PBDIT(Q)
Highest at Rs 16,372.56 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 70.68%
PBT LESS OI(Q)
Highest at Rs 8,148.03 cr.
PAT(Q)
Highest at Rs 5,985.75 cr.
EPS(Q)
Highest at Rs 9.62
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Bajaj Finance
Net Sales - Quarterly
Highest at Rs 23,165.45 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 16,372.56 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 70.68%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 8,148.03 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 8,148.03 cr has Grown at 28.04%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 5,985.75 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 5,985.75 cr has Grown at 27.4%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 9.62
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 15,755.32 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
