ScoreWhy is Axis Bank Ltd. ?
1
Strong lending practices with low Gross NPA ratio of 1.28%
2
Strong Long Term Fundamental Strength with a 27.53% CAGR growth in Net Profits
3
Healthy long term growth as Net profit has grown by an annual rate of 27.53%
4
Positive results in Jun 26
- NII(Q) Highest at Rs 14,646.10 cr
- INTEREST EARNED(Q) Highest at Rs 33,985.63 cr
- PBDIT(Q) Highest at Rs 4,923.68 cr.
5
Stock is technically in a Mildly Bullish range
- The stocks Bollinger Band and KST technical factors are also Bullish
6
With ROA of 1.3, it has a Expensive valuation with a 1.8 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 18.03%, its profits have fallen by -1.5%
7
Market Beating Performance
- The stock has generated a return of 18.03% in the last 1 year, much higher than market (BSE500) returns of 5.40%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Axis Bank should be less than 10%
- Overall Portfolio exposure to Private Sector Bank should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Private Sector Bank)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Axis Bank for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Axis Bank
18.03%
0.74
24.30%
Sensex
-1.65%
-0.12
13.58%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Net Interest Income Growth (5y)
13.33%
Net Profit Growth (5y)
27.53%
Advance to Deposit
90.76%
Capital Adequacy Ratio (Tier 1)
14.57%
Gross NPA (latest)
1.28%
Gross NPA (avg)
1.82%
Coverage Ratio (avg)
75.22%
Cost to Income (avg)
47.76%
Net Interest Margin (avg)
3.84%
Operating Profit to Assets (avg)
5.20%
ROA (avg)
1.53%
Net Debt to Equity (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Price to Book Value
1.83
PEG Ratio
NA
Dividend Yield
0.08%
ROE (Latest)
12.17%
ROA (Latest)
1.34%
Net NPA to Book Value
2.45
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at Rs 14,646.10 cr
INTEREST EARNED(Q)
Highest at Rs 33,985.63 cr
PBDIT(Q)
Highest at Rs 4,923.68 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 14.49%
PBT LESS OI(Q)
Highest at Rs 2,701.14 cr.
PAT(Q)
Highest at Rs 7,113.92 cr.
EPS(Q)
Highest at Rs 22.87
-3What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 91.89%
NON-OPERATING INCOME(Q)
is 71.38 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Axis Bank
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 2,701.14 cr has Grown at 772.91%
Year on Year (YoY)MOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Net Interest Income (Quarterly)
Highest at Rs 14,646.10 cr and Grown
each quarter in the last five quartersMOJO Watch
The bank's income from core business is increasing
Net Interest Income (Rs Cr)
Interest Earned - Quarterly
Highest at Rs 33,985.63 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Interest Earned (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 4,923.68 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 14.49%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 2,701.14 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 7,113.92 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 7,113.92 cr has Grown at 22.5%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 22.87
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Axis Bank
Non Operating Income - Quarterly
is 71.38 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Credit Deposit Ratio - Half Yearly
Lowest at 91.89%
in the last four periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
