Who are in the management team of Savani Financial?

As of March 2018, the management team of Savani Financial includes Deepa Tracy (Managing Director), Manish Chaudhari, Samir Mehta, and Suresh Mhatre (all Non Executive Directors), along with Praful Sheth (Company Secretary & Compliance Officer).

As of March 2018, the management team of Savani Financial includes the following members:<BR><BR>1. Deepa Tracy - Managing Director<BR>2. Manish Chaudhari - Non Executive Director<BR>3. Samir Mehta - Non Executive Director<BR>4. Suresh Mhatre - Non Executive Director<BR>5. Praful Sheth - Company Secretary & Compliance Officer<BR><BR>These individuals are part of the Board of Directors and hold various positions within the company.

What does Savani Financial do?

Savani Financials Ltd is a medium-sized Non-Banking Financial Services Company that provides asset-based finance, investments, and advisory services, primarily in the micro-cap market. As of March 2025, it reported net sales of 2 Cr and a net loss of 4 Cr, with a market cap of Rs 54 Cr.

Overview:<BR>Savani Financials Ltd is a medium-sized Non-Banking Financial Services Company engaged in providing financial services, including asset-based finance, investments, and advisory syndication services, operating in the micro-cap market.<BR><BR>History:<BR>Savani Financials Ltd was incorporated on December 21, 1983, and went public on September 13, 1994. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -4 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 54 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -24.25% <BR>Price to Book: 1.46<BR><BR>Contact Details:<BR>Address: 91 Mandra House Marol Co-op In, M V Road Andheri (East) Mumbai Maharashtra : 400059 <BR>Tel: 91-22-67604100 <BR>Email: info@savanifinancials.co.in <BR>Website: http://www.savanifinancials.co.in

Has Savani Financial declared dividend?

No Dividend History Available

Who are the peers of the Savani Financial?

Savani Financial's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Nexome Cap. Mkt., Hiliks Technolog, Morarka Finance, and Oasis Securities, with varying management risk, growth, and capital structure ratings among them. Notably, Nexome Cap. Mkt. has the highest 1-year return at 78.96%, while Jio Financial has the lowest at -20.19%.

Peers: The peers of Savani Financial are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Nexome Cap. Mkt., Hiliks Technolog, Morarka Finance, and Oasis Securities.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Oasis Securities. Good management risk is present at Shriram Finance, and Below Average management risk is noted at Nexome Cap. Mkt., Hiliks Technolog, Savani Financial, and Morarka Finance. In terms of growth, Excellent growth is seen at Jio Financial, while Good growth is noted at Bajaj Finance and Cholaman.Inv.&Fn, and Average growth is present at Savani Financial and Muthoot Finance. Below Average growth is observed at Hiliks Technolog and Morarka Finance, while the rest have varying ratings. For capital structure, Excellent capital structure is exhibited by Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Nexome Cap. Mkt., Hiliks Technolog, Savani Financial, and Oasis Securities, while Good capital structure is found at Cholaman.Inv.&Fn, and the rest have Below Average ratings.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Nexome Cap. Mkt. at 78.96%, while the peer with the lowest is Jio Financial at -20.19%. Savani Financial does not have a 1-year return available for comparison. Additionally, the peers with negative six-month returns include Jio Financial, Nexome Cap. Mkt., Hiliks Technolog, Morarka Finance, and Oasis Securities.

What is the technical trend for Savani Financial?

As of May 8, 2025, Savani Financial's technical trend is mildly bearish, influenced by mixed MACD signals, bearish monthly RSI, and daily moving averages, despite some mildly bullish indicators on the weekly timeframe.

As of 8 May 2025, the technical trend for Savani Financial has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The RSI on the weekly timeframe has no signal, but the monthly RSI is bearish. Daily moving averages reflect a mildly bearish position. The Bollinger Bands are bearish on the weekly and sideways on the monthly. KST is mildly bullish on the weekly but mildly bearish on the monthly. Dow Theory supports a mildly bullish outlook on both weekly and monthly timeframes. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and moving averages, along with bearish momentum in the monthly RSI.

Who are the top shareholders of the Savani Financial?

The top shareholder of Savani Financial is Deepa Kishor Tracy, holding 74.95% of the shares, with no pledged promoter holdings. The highest public shareholder is Shaunak Jagdish Shah at 4.38%, while individual investors collectively own 20.93%.

The top shareholders of Savani Financial are primarily the promoters, with Deepa Kishor Tracy holding the largest stake at 74.95%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Shaunak Jagdish Shah, who owns 4.38% of the company. Additionally, individual investors collectively hold 20.93% of the shares.

Are Savani Financial latest results good or bad?

Savani Financial's latest results are unfavorable, with a Profit Before Tax of Rs -2.60 crore and a Profit After Tax of Rs -2.56 crore, both showing declines from previous averages. Despite a 45.40% increase in net sales, the overall financial performance remains concerning, leading to a 'Strong Sell' recommendation from MarketsMOJO.

Savani Financial's latest results indicate a challenging situation for the company. For the quarter ending June 2025, the Profit Before Tax (PBT) was reported at Rs -2.60 crore, which is a decline of 17.8% compared to the average PBT of the previous four quarters. Similarly, the Profit After Tax (PAT) also showed a negative trend, standing at Rs -2.56 crore, down 16.8% from the prior average.<BR><BR>While there was a notable increase in net sales growth of 45.40% compared to the previous quarter, the overall financial performance remains concerning, particularly with both PBT and PAT indicating a negative outlook. Additionally, the company's score improved slightly from -8 to -4, but this improvement does not overshadow the significant losses reported.<BR><BR>MarketsMOJO has issued a 'Strong Sell' recommendation on the stock, reflecting the challenges Savani Financials is currently facing. Overall, the results can be characterized as unfavorable, with ongoing financial difficulties that suggest a cautious approach for potential investors.

How big is Savani Financial?

As of 24th July, Savani Financials Ltd has a market capitalization of 69.00 Cr, categorizing it as a Micro Cap company. In the latest four quarters, it reported net sales of 5.48 Cr and a net loss of 9.74 Cr, with balance sheet data unavailable.

As of 24th July, Savani Financials Ltd has a market capitalization of 69.00 Cr, which categorizes it as a Micro Cap company.<BR><BR>In the latest four quarters, Savani Financial reported net sales of 5.48 Cr. However, the net profit for the same period showed a loss of 9.74 Cr.<BR><BR>The balance sheet data is unavailable, so specific values for Shareholder's Funds and Total Assets cannot be provided.

When is the next results date for Savani Financial?

The next results date for Savani Financial is 12 November 2025.

The next results date for Savani Financial is scheduled for 12 November 2025.

How has been the historical performance of Savani Financial?

Savani Financial has experienced significant sales growth, with net sales rising from 0.12 Cr in March 2024 to 3.28 Cr in March 2025, but continues to face profitability challenges, reporting an operating loss of -8.57 Cr and a profit after tax of -8.79 Cr. Despite increased equity capital and positive cash flow from financing activities, the company struggles with negative cash flow from operations.

Answer:<BR>The historical performance of Savani Financial shows significant fluctuations in its financial metrics over the years, particularly from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Savani Financial's net sales have increased dramatically from 0.12 Cr in March 2024 to 3.28 Cr in March 2025, marking a substantial growth. Other operating income, which was previously non-existent, rose to 0.15 Cr in March 2025, contributing to a total operating income of 3.43 Cr for the same period. However, the total expenditure, excluding depreciation, surged to 12.00 Cr in March 2025, leading to an operating profit (PBDIT) of -8.57 Cr, a notable decline from -2.00 Cr in March 2024. This trend continued with the profit before tax dropping to -8.84 Cr in March 2025, compared to -2.00 Cr in the previous year, resulting in a profit after tax of -8.79 Cr. The company's equity capital increased significantly to 31.99 Cr in March 2025 from 4.00 Cr in March 2024, while reserves improved to 7.97 Cr, indicating a recovery from negative reserves in prior years. The total liabilities also rose to 48.22 Cr, reflecting increased short-term borrowings of 4.94 Cr. Cash flow from operating activities remained negative at -8.00 Cr, but cash flow from financing activities showed a positive inflow of 51.00 Cr, resulting in a net cash inflow of 6.00 Cr by March 2025. Overall, while Savani Financial has shown growth in sales and capital, it continues to face challenges with profitability and cash flow management.

Should I buy, sell or hold Savani Financial?

Which are the latest news on Savani Financial?

Why is Savani Financial falling/rising?

As of 03-Dec, Savani Financials Ltd's stock price is at 16.00, down 2.62% after a trend reversal. The stock shows weak performance compared to its sector and has seen a significant drop in delivery volume, indicating declining investor interest and a bearish long-term trend.

As of 03-Dec, Savani Financials Ltd's stock price is falling, currently at 16.00, which reflects a decrease of 0.43 or 2.62%. This decline follows a trend reversal after three consecutive days of gains. The stock has underperformed its sector by 1.56% today, indicating weaker performance compared to its peers. <BR><BR>Additionally, the stock's delivery volume has significantly decreased, with a drop of 95.79% against the 5-day average delivery volume, suggesting a lack of investor interest. While the stock is currently higher than its 5-day moving average, it remains lower than the 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend in the longer term. <BR><BR>Overall, these factors contribute to the stock's current downward movement, reflecting a combination of recent performance trends and declining investor participation.

Is Savani Financial overvalued or undervalued?

As of December 3, 2025, Savani Financial is considered undervalued and risky due to its negative PE ratio of -4.37, an EV to EBIT of -9.09, and a disappointing year-to-date return of -27.27%, contrasting sharply with its peers and the Sensex's gain of 8.92%.

As of 3 December 2025, the valuation grade for Savani Financial has moved from very expensive to risky. This indicates a significant shift in the company's perceived value, suggesting that it may be undervalued relative to its recent performance metrics. The company is currently assessed as undervalued, primarily due to its negative PE ratio of -4.37 and EV to EBIT of -9.09, which highlight severe operational challenges. Additionally, the ROE stands at -34.21%, indicating that the company is not generating returns for its shareholders.<BR><BR>In comparison to its peers, Savani Financial's valuation metrics are starkly different. For instance, Bajaj Finance has a PE ratio of 34.68, while Life Insurance boasts a more favorable EV to EBITDA of 8.83, showcasing the disparity in performance and market perception. The company's recent stock performance has been disappointing, with a year-to-date return of -27.27%, contrasting sharply with the Sensex's gain of 8.92% during the same period. This further reinforces the notion that Savani Financial is currently undervalued in the market.