Laxmi India Fin.

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE06WU01026
  • NSEID: LAXMIINDIA
  • BSEID: 544465
INR
109.30
-2.7 (-2.41%)
BSENSE

Jun 18

BSE+NSE Vol: 18.44 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

108.70112.00

52 Week

116.10180.75
Valuation
Technical
Day's Volume

CASH

18.44 k (-6.54%) Volume

Shareholding (Mar 2026)

FII

1.58%

Held by 9 FIIs

DII

4.34%

Held by 0 DIIs

Promoter

60.31%

How has been the historical performance of Laxmi India Fin.?

17-Nov-2025

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

Answer:<BR>The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.<BR><BR>Breakdown:<BR>In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

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Which are the latest news on Laxmi India Fin.?

03-Dec-2025
Is Laxmi India Fin. overvalued or undervalued?
How has been the historical performance of Laxmi India Fin.?

Why is Laxmi India Fin. falling/rising?

04-Dec-2025

As of 03-Dec, Laxmi India Finance Ltd's stock price is at Rs 133.40, reflecting a 2.24% decrease and underperforming against the benchmark Sensex. The stock has seen a consecutive decline over three days, significant selling pressure, and decreased investor participation, indicating a bearish trend.

As of 03-Dec, Laxmi India Finance Ltd's stock price is falling, currently at Rs 133.40, which reflects a decrease of Rs 3.05 or 2.24%. The stock has been underperforming relative to the benchmark Sensex, with a performance today that is 1.18% lower than its sector. Over the past three days, the stock has experienced a consecutive decline, totaling a drop of 4.58%. <BR><BR>Additionally, the stock has touched an intraday low of Rs 132.3, indicating significant selling pressure. The trading activity shows that the weighted average price is closer to this low, suggesting that more volume is being traded at lower prices. Furthermore, Laxmi India Finance Ltd is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically signals a bearish trend. <BR><BR>Investor participation has also decreased, with delivery volume on December 2 falling by 26.07% compared to the 5-day average. This decline in trading volume can indicate waning interest among investors, contributing to the stock's downward movement. Overall, these factors collectively explain the current decline in Laxmi India Finance Ltd's stock price.

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Is Laxmi India Fin. overvalued or undervalued?

04-Dec-2025

As of December 3, 2025, Laxmi India Fin. is considered fairly valued with a PE ratio of 19.37, an EV to EBITDA of 33.41, and a ROE of 8.27%, showing lower valuation compared to Bajaj Finance but higher than Life Insurance, while underperforming the Sensex with a stock return of -9.62%.

As of 3 December 2025, the valuation grade for Laxmi India Fin. has moved from very attractive to attractive. The company is currently considered fairly valued. Key ratios include a PE Ratio of 19.37, an EV to EBITDA of 33.41, and a ROE of 8.27%. <BR><BR>In comparison to peers, Laxmi India Fin. has a PE ratio that is lower than Bajaj Finance, which is at 34.68, indicating that Laxmi may be more reasonably priced relative to its earnings. However, it is also higher than Life Insurance, which has a PE of 10.75, suggesting that there may be better value opportunities in the market. Notably, Laxmi India Fin. has underperformed the Sensex over the past month, with a stock return of -9.62% compared to the Sensex's positive return of 1.34%.

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iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy
Dashboard
1

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.56%

 
2

With a growth in Net Profit of 40.84%, the company declared Very Positive results in Mar 26

3

With ROE of 10.7, it has a Attractive valuation with a 1.3 Price to Book Value

 
4

Falling Participation by Institutional Investors

stock-summaryMojo Parameters
Mojo Parameters
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Stock DNA
stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 576 Cr (Micro Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

21

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.57

stock-summary
Return on Equity

8.27%

stock-summary
Price to Book

1.26

Revenue and Profits:
Net Sales:
93 Cr
(Quarterly Results - Mar 2026)
Net Profit:
21 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
Dividend Yield (0%)
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
30.73%
0%
30.73%
6 Months
-12.84%
0%
-12.84%
1 Year
0%
0%
0.0%
2 Years
0%
0%
0.0%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

Laxmi India Fin. for the last several years.

Risk Adjusted Returns v/s stock-summary
Returns Beta
Icon
Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions
News
Laxmi India Finance Ltd Locks at Upper Circuit With 5% Gain — Buyers Queue, Sellers Absent

Laxmi India Finance Ltd Locks at Upper Circuit With 5% Gain — Buyers Queue, Sellers Absent

At Rs 122.6, the buying was done — not because demand dried up, but because the exchange wouldn't let the stock go any higher. Laxmi India Finance Ltd locked at its upper circuit of 5% on 21 May 2026, with buyers queuing and no sellers willing to part with shares.

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Laxmi India Finance Ltd Locks at Lower Circuit With 4.99% Loss — Sellers Queue, No Buyers in Sight

Laxmi India Finance Ltd Locks at Lower Circuit With 4.99% Loss — Sellers Queue, No Buyers in Sight

At Rs 131.75, Laxmi India Finance Ltd locked at its lower circuit on 12 May 2026, reflecting a 4.99% decline within a 5% price band. The session was characterised by unfilled supply as sellers queued up to exit but buyers remained absent, freezing the price at the floor level.

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When is the next results date for Laxmi India Finance Ltd?

The next results date for Laxmi India Finance Ltd is scheduled for 13 May 2026....

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Announcements stock-summary

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

26-May-2026 | Source : BSE

We wish to inform you that the Company by way of Circular Resolution has allotted 125203 equity shares of Rs. 5/- each pursuant to Laxmi India Finance Limited Employee Stock Option Scheme-2023.

Compliances-Reg.24(A)-Annual Secretarial Compliance

25-May-2026 | Source : BSE

Annual Secretarial Compliance Report for the Financial Year ended March 31 2026

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

19-May-2026 | Source : BSE

In continuation to our letters dated May 07 2026 and May 13 2026 we hereby inform you that pursuant to Regulations 30 and 46 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 the transcript of the Earnings Call with analysts and investors held on Thursday May 14 2026 at 12:30 P.M. in relation to the Audited Standalone Financial Results of the Company for the quarter and Financial year ended March 31 2026 has been uploaded on the website of the Company.

Corporate Actions stock-summary
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
41.90%
EBIT Growth (5y)
59.78%
Net Debt to Equity (avg)
4.42
Institutional Holding
5.92%
ROE (avg)
12.56%
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
21
Price to Book Value
1.26
EV to EBIT
28.18
EV to EBITDA
27.19
EV to Capital Employed
1.07
EV to Sales
5.64
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.81%
ROE (Latest)
10.69%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
RSI
Bearish
Bollinger Bands
Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Promoters

Pledged Promoter Holdings

None

Mutual Funds

Held by 0 Schemes

FIIs

Held by 9 FIIs (1.58%)

Promoter with highest holding

Hirak Vinimay Private Limited (41.61%)

Highest Public shareholder

Mukul Mahavir Agrawal (3.83%)

Individual Investors Holdings

25.64%

stock-summaryFinancial
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          "field": "Operating Profit Margin (Excl OI)",
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        "suffix": "YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "34.09%",
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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQstock-summary
Mar'26
Dec'25
Change(%)
Net Sales
92.84
78.83
17.77%
Operating Profit (PBDIT) excl Other Income
63.39
47.10
34.59%
Interest
36.25
34.03
6.52%
Exceptional Items
0.00
0.00
Standalone Net Profit
20.52
10.06
103.98%
Operating Profit Margin (Excl OI)
68.28%
59.75%
8.53%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

QoQ Growth in quarter ended Mar 2026 is 17.77% vs 4.18% in Dec 2025

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 103.98% vs 7.02% in Dec 2025

All Quarterly Resultsstock-summary
Half Yearly Results Snapshot (Standalone) - Sep'25stock-summary
Sep'25
Sep'24
Change(%)
Net Sales
145.35
110.25
31.84%
Operating Profit (PBDIT) excl Other Income
25.56
20.08
27.29%
Interest
67.05
52.54
27.62%
Exceptional Items
0.00
0.00
Standalone Net Profit
19.18
15.28
25.52%
Operating Profit Margin (Excl OI)
17.59%
18.21%
-0.62%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

Growth in half year ended Sep 2025 is 31.84% vs 50.82% in Sep 2024

Direction Arrows
Standalone Net Profit

Growth in half year ended Sep 2025 is 25.52% vs 163.45% in Sep 2024

All Half Yearly Resultsstock-summary
Nine Monthly Results Snapshot (Standalone) - Dec'25stock-summary
Dec'25
Dec'24
Change(%)
Net Sales
224.18
171.44
30.76%
Operating Profit (PBDIT) excl Other Income
72.66
58.45
24.31%
Interest
101.08
82.96
21.84%
Exceptional Items
0.00
0.00
Standalone Net Profit
29.24
21.43
36.44%
Operating Profit Margin (Excl OI)
32.41%
34.09%
-1.68%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in nine months ended Dec 2025 is 30.76% vs 3.31% in Dec 2024

Direction Arrows
Standalone Net Profit

YoY Growth in nine months ended Dec 2025 is 36.44% vs -18.58% in Dec 2024

All Nine Monthly Resultsstock-summary
Annual Results Snapshot (Standalone) - Mar'26stock-summary
Mar'26
Mar'25
Change(%)
Net Sales
317.03
245.71
29.03%
Operating Profit (PBDIT) excl Other Income
65.78
46.93
40.17%
Interest
137.34
114.63
19.81%
Exceptional Items
0.00
0.00
Standalone Net Profit
49.76
36.00
38.22%
Operating Profit Margin (Excl OI)
20.75%
19.10%
1.65%
Values in Rs Cr.
stock-summary Compare with Peers
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 29.03% vs 41.91% in Mar 2025

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2026 is 38.22% vs 60.21% in Mar 2025

All Annual Resultsstock-summary
stock-summaryCompany CV
About Laxmi India Finance Ltd stock-summary
stock-summary
Laxmi India Finance Ltd
Micro Cap
Non Banking Financial Company (NBFC)
No Details Available.
Company Coordinates stock-summary
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No Company Details Available
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Name: MOJO Markets Private Limited (Research Entity) (SEBI Registration No. INH000021942) (CIN:U74900MH2015PTC264951)

Registered & Correspondence Address: Benefice Business House, Office No. 3B, 3rd Floor, C.S. 242, Mathuradas Mills Estate, N.M. Joshi Marg, Tulsi Pipe Road, Lower Parel West, Mumbai- 400013

For queries or grievances, please contact us on support.ra@mojomarkets.in, Phone : 022-35121239

"Investments in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors."