Who are the top shareholders of the GSB Finance?

The top shareholder of GSB Finance is Ramakant Sagarmal Biyani, holding 24.59%, while Trinity Realty And Fininvest Consultants Private Limited is the largest public shareholder at 2.43%. Individual investors own a total of 38.27%, with no mutual funds or foreign institutional investors currently holding shares.

The top shareholders of GSB Finance include the promoters, with Ramakant Sagarmal Biyani holding the highest share at 24.59%. Additionally, Trinity Realty And Fininvest Consultants Private Limited is the highest public shareholder, owning 2.43%. Individual investors collectively hold 38.27% of the shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

Who are in the management team of GSB Finance?

As of March 2023, the management team of GSB Finance consists of R S Biyani (Executive Director & Managing Director), Suyash Biyani (Non-Executive Director), and Usha Patel (Independent Non-Executive Director). Each member contributes to the company's governance and strategic direction.

As of March 2023, the management team of GSB Finance includes the following individuals:<BR><BR>1. R S Biyani - Executive Director & Managing Director<BR>2. Suyash Biyani - Non-Executive Director / Chief<BR>3. Usha Patel - Independent Non-Executive Director<BR><BR>Each member plays a crucial role in the governance and strategic direction of the company.

Has GSB Finance declared dividend?

GSB Finance Ltd has declared a 2% dividend, amounting to 0.2 per share, with an ex-date of September 24, 2018. However, there has been no dividend return in recent periods, as indicated by a consistent 0% dividend return across all time frames.

GSB Finance Ltd has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: 24 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -10.23%, the dividend return was 0%, resulting in a total return of -10.23%.<BR><BR>For the 1-year period, the price return was 90.87%, the dividend return was 0%, leading to a total return of 90.87%.<BR><BR>Over the 2-year period, the price return was 159.98%, with a dividend return of 0%, resulting in a total return of 159.98%.<BR><BR>In the 3-year period, the price return was 320.42%, the dividend return was 0%, giving a total return of 320.42%.<BR><BR>During the 4-year period, the price return was 104.38%, with a dividend return of 0%, resulting in a total return of 104.38%.<BR><BR>For the 5-year period, the price return was 198.83%, the dividend return was 0%, leading to a total return of 198.83%.<BR><BR>Overall, GSB Finance Ltd has declared a dividend, but it has not issued any dividends in the recent periods, as indicated by the 0% dividend return across all time frames. The total returns have varied significantly, particularly with a strong performance in the longer periods, suggesting potential growth despite the lack of recent dividends.

Who are the peers of the GSB Finance?

Peers of GSB Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sharp Investment, Mehta Integrat., Shyamkamal Inv, and NPR Finance. GSB Finance has the highest 1-year return at 93.62%, while it and NPR Finance show below-average growth and management risk.

Peers: The peers of GSB Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sharp Investment, Mehta Integrat., Shyamkamal Inv, and NPR Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Shyamkamal Inv, GSB Finance, and NPR Finance. Growth is Excellent at Jio Financial and Shyamkamal Inv, Good at Bajaj Finance and Cholaman.Inv.&Fn, and Average at Muthoot Finance. Below Average growth is seen at GSB Finance and NPR Finance. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and NPR Finance, while Good is noted at Cholaman.Inv.&Fn, and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GSB Finance at 93.62%, while the lowest is Jio Financial at -20.19%. GSB Finance's 1-year return is significantly higher than all its peers. Additionally, Sharp Investment, Mehta Integrat., and NPR Finance have negative six-month returns.

What is the technical trend for GSB Finance?

As of April 23, 2025, GSB Finance's technical trend is mildly bullish, supported by daily moving averages and monthly indicators, despite mixed signals from the MACD and Bollinger Bands.

As of 23 April 2025, the technical trend for GSB Finance has changed from bullish to mildly bullish. The weekly MACD is bearish, while the monthly MACD is bullish, indicating mixed signals. The weekly Bollinger Bands are mildly bearish, contrasting with the monthly bullish stance. Daily moving averages show a mildly bullish trend, which supports the overall mildly bullish outlook. The KST is bearish on a weekly basis but bullish monthly, further contributing to the mixed signals. The Dow Theory indicates a mildly bullish trend on the weekly chart with no trend on the monthly. Overall, the technical stance is mildly bullish, driven primarily by the daily moving averages and monthly indicators.

When is the next results date for GSB Finance?

The next results date for GSB Finance is 14 July 2025.

The next results date for GSB Finance is scheduled for 14 July 2025.

What does GSB Finance do?

GSB Finance Ltd is a micro-cap Non Banking Financial Company (NBFC) established in 1982, focused on providing financial services, investment, and trading in shares and securities. As of June 2025, it reported net sales of 3 Cr and a net profit of 1 Cr, with a market cap of INR 21 Cr.

Overview:<BR>GSB Finance Ltd is a Non Banking Financial Company (NBFC) in the micro-cap category, primarily engaged in providing financial services, investment, and trading in shares and securities.<BR><BR>History:<BR>GSB Finance Ltd was established in November 1982 and was previously known as Ravi Cement Ltd. The company shifted its focus to financial services and changed its name accordingly. The latest quarterly results reported net sales and net profit for June 2025.<BR><BR>Financial Snapshot:<BR>Net Sales: 3 Cr (Quarterly Results - Jun 2025) <BR>Net Profit: 1 Cr (Quarterly Results - Jun 2025) <BR>Market Cap: INR 21 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 21.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 4.52% <BR>Price to Book: 1.41 <BR><BR>Contact Details:<BR>Address: 815 Stock Exchange Tower, 8th Floor Dalal Street Mumbai Maharashtra : 400001 <BR>Email: gsb_capital@rediffmail.com/gsb203@g <BR>Website: http://www.gsbfinance.com

How big is GSB Finance?

As of 24th July, GSB Finance Ltd has a market capitalization of 18.00 Cr, with Net Sales of 1.76 Cr and a Net Profit of 0.65 Cr reported in the latest four quarters. Shareholder's Funds are 13.66 Cr and Total Assets amount to 14.14 Cr as of March 2024.

As of 24th July, GSB Finance Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, GSB Finance reported Net Sales of 1.76 Cr and a Net Profit of 0.65 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 13.66 Cr and Total Assets of 14.14 Cr.

Should I buy, sell or hold GSB Finance?

Are GSB Finance latest results good or bad?

GSB Finance's latest results are concerning, showing a net loss of ₹0.30 crores in Q2 FY26, a 372.73% decline from the previous quarter, and a significant drop in profitability with a PAT margin of -93.75%. The stock has reacted negatively, reflecting serious operational challenges and raising red flags for investors.

GSB Finance's latest results indicate a troubling performance. In Q2 FY26, the company reported a net loss of ₹0.30 crores, which is a significant decline of 372.73% compared to the previous quarter. While there was a slight increase in revenue, with net sales reaching ₹0.32 crores (up 3.23% QoQ), this figure represents a stark 56.76% decrease year-on-year from ₹0.74 crores in Q2 FY25.<BR><BR>The profitability metrics are concerning, with a PAT margin of -93.75%, down from a positive 35.48% just a quarter earlier. This collapse in profitability reflects severe operational challenges, including a dramatic drop in operating profit margin to -90.62%. Additionally, the company’s return on equity stands at a low 4.52%, indicating inefficiencies in generating returns for shareholders.<BR><BR>The market reaction has been negative, with the stock price declining by nearly 5% in one day following the results, contributing to a year-to-date loss of 24.49%. Despite a remarkable 108.56% gain over the past year, the recent quarterly performance raises significant red flags about the company's operational viability and financial health.<BR><BR>Overall, GSB Finance's latest results can be characterized as bad, highlighting deep-seated issues that warrant caution from investors.

How has been the historical performance of GSB Finance?

GSB Finance has experienced significant fluctuations in financial performance, with net sales declining from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, although profitability metrics like profit after tax improved from a loss in Mar'21 to 0.72 Cr in Mar'25. Total assets and liabilities decreased, and cash flow from operations turned negative in Mar'25, indicating liquidity challenges.

Answer:<BR>The historical performance of GSB Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>GSB Finance's net sales have seen a decline from 6.86 Cr in Mar'19 to 1.78 Cr in Mar'25, with a notable drop in Mar'23 to 3.25 Cr. Other operating income was non-existent in Mar'25, while it was 2.38 Cr in Mar'24. Total operating income peaked at 6.86 Cr in Mar'19 but fell to 1.78 Cr in Mar'25. The total expenditure, excluding depreciation, also decreased from 6.78 Cr in Mar'19 to 0.96 Cr in Mar'25. Operating profit, excluding other income, showed a recovery from 0.07 Cr in Mar'21 to 0.82 Cr in Mar'25, while profit before tax improved from 0.04 Cr in Mar'21 to 0.83 Cr in Mar'25. Profit after tax followed a similar trend, rising from a loss of -0.01 Cr in Mar'21 to 0.72 Cr in Mar'25. The company's earnings per share (EPS) increased from -0.02 in Mar'21 to 1.2 in Mar'25. On the balance sheet, total assets decreased from 18.78 Cr in Mar'23 to 14.69 Cr in Mar'25, while total liabilities also fell from 18.78 Cr to 14.69 Cr in the same period. Cash flow from operating activities was positive at 6.00 Cr in Mar'24 but dropped to 0.00 Cr in Mar'25, indicating a significant change in liquidity. Overall, GSB Finance has experienced a challenging financial landscape, with some recovery in profitability metrics in recent years.

Which are the latest news on GSB Finance?

Why is GSB Finance falling/rising?

As of 03-Dec, GSB Finance Ltd's stock price is stable at 37.64, but it has declined 3.98% over the past week and month, and 22.74% year-to-date. Despite recent short-term challenges, the stock has shown strong long-term growth, increasing 39.61% over the past year.

As of 03-Dec, GSB Finance Ltd's stock price is currently stable at 37.64, showing no change (0.00%). Despite this stability, the stock has experienced a decline of 3.98% over the past week and the same percentage drop over the past month. Year-to-date, the stock has fallen significantly by 22.74%, contrasting sharply with the Sensex, which has gained 8.92% during the same period. <BR><BR>However, over the longer term, GSB Finance has shown strong performance, with a remarkable increase of 39.61% over the past year, 264.73% over three years, and an impressive 610.19% over five years. This indicates that while the stock has faced recent short-term challenges, it has performed exceptionally well in the longer term.<BR><BR>Today's performance indicates that GSB Finance has outperformed its sector by 1.06%, which may suggest some positive sentiment despite the overall downward trend in recent weeks. Nevertheless, there is a notable decline in investor participation, with delivery volume on December 2 falling by 98.4% compared to the five-day average, which could be contributing to the stock's recent struggles. <BR><BR>Overall, while the stock price is currently stable, the recent declines in short-term performance and falling investor participation may be influencing the perception of GSB Finance's stock, leading to a cautious outlook among investors.

Is GSB Finance overvalued or undervalued?

As of December 3, 2025, GSB Finance's valuation has shifted from very expensive to risky, with a negative PE ratio of -132.85 and poor year-to-date performance of -22.74%, indicating it is overvalued compared to peers like Bajaj Finance and Life Insurance.

As of 3 December 2025, the valuation grade for GSB Finance has moved from very expensive to risky. This change indicates a shift in perception regarding the company's financial health and market position. Based on the analysis, GSB Finance appears to be overvalued given its negative PE ratio of -132.85, an EV to EBIT of -22.43, and a return on equity (ROE) of -1.20%. <BR><BR>In comparison to peers, GSB Finance's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 34.68, and Life Insurance, which boasts a PE ratio of 10.75. The significant disparity in these ratios highlights the challenges GSB Finance faces in justifying its current price of 37.64. Additionally, while GSB Finance has shown impressive long-term returns, its year-to-date performance of -22.74% against the Sensex's 8.92% reinforces the notion that the stock is currently overvalued.